FHA Loan












Our most popular loan options for first-time home buyers!


Federal Housing Administration (FHA) loans are offered in conjunction with the U.S. Government to help home buyers overcome many of the obstacles to owning their own homes.


FHA loans offer home buyers the following benefits:


  • Low down payment (only 3.5% down)

  • Closing costs can be funded by gifts or grants

  • Non-occupying co-borrowers are allowed


An FHA loan may be right for you if you:

  • Are a first-time homebuyer

  • Lack a sufficient down payment, or plan to use gift or grant monies for down payment assistance

  • Lack credit history

  • Low Credit Scores

  • Are concerned about qualifying income


Property Types -The following property types are eligible for an FHA loan:

  • Single family homes

  • Townhomes

  • Condos

  • Doublewide manufactured homes on permanent foundations


FHA Refinance:

Pull cash out up to 85% of your primary home's value. Rate and Terms are available up to 97.75% of your primary home's value.


FHA Streamline Refinance:

Have an existing FHA mortgage? Refinancing is simple. Unlimited loan to value. No appraisal. No credit score required.